Investment Strategy Archives | Global Wealth Advisors

Tax Efficient Asset Allocation Strategies

angie — Thu, 29 Aug 2024 15:16:13 +0000

You may feel confident with your asset allocation strategies, but how do you know if you’ve optimized them for tax efficiency? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER Professionals Tom Kennedy and Kevin M. Curley, II discuss asset allocation location buckets and which bucket for which account. They also cover recent Central Bank activity and what you might expect in the coming month.

Watch the video podcast version on YouTube

Find it Fast: Asset Allocation Strategies

Tax Efficiency:
00:00—Intro
01:29—Asset allocation location
05:16—Which bucket for which account

Dr. Doom
11:02—The everything ETF and indirect exposure

Central Bank Roundup
14:58—Lower rates are coming
19:52—Japan chaos and Yenmageddon
23:42—Sweden eases policy early

This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.

If you enjoyed learning about the tax-efficient asset allocation strategies available to you, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods, or watch our latest video session on YouTube at Your Money Momentum.

Your Money Momentum podcast is produced by: Pamela Engstrom

Music by: PWISBY “Ruff”

Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube

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What are Structured Products?

angie — Thu, 11 Jul 2024 16:18:25 +0000

If you’re wondering if structured products can help smooth out the effects of market volatility on your investment portfolio, you’re not alone. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER Professionals Tom Kennedy and Kevin M. Curley, II discuss why investment banks use them, how the average investor can take advantage of them, and the risks involved.

Watch the video podcast version on YouTube

Find it Fast:

What are Structured Products
00:00—Intro
01:15—The definition of structured products
06:27—Who does this make sense for and who should skip it?
07:52—What are the levels?
09:50—How do you buy them?
10:55—What are the risks and benefits?

Nostra-Thomas
12:46—Are stocks at risk for a loss decade?
15:43—Political shakeups
17:15—What is the next crisis?
19:42—Is low volatility here to stay?
22:16—What is the current trading temperature?

Structured products are complex, illiquid investments whose returns may be based on the underlying price movements of a single security, a basket of securities, an index, a commodity, a debt issuance, and/or a foreign currency. Many economic and market factors will affect the value of structured products, and such factors may offset or magnify one another. Risk factors may include interest rate levels, implied volatility, and time remaining to maturity. Other risks may apply. Please carefully review the disclosure document or offering memorandum before investing.

If you enjoyed learning about structured products, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods, or watch our latest video session on YouTube at Your Money Momentum.

Your Money Momentum podcast is produced by: Pamela Engstrom

Music by: PWISBY “Ruff”

Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube

The post What are Structured Products? appeared first on Global Wealth Advisors.

Your Top 6 Market Questions Answered

square205 — Tue, 16 Apr 2024 19:08:42 +0000

If you’re invested in the market and want a more specific definition for some of the jargon and topics in the news lately, this podcast episode is dedicated to you. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER Professionals Tom Kennedy and Kevin M. Curley, II unzip the mailbag and answer your top six questions about the market and what it might mean to you.

Watch the video podcast version on YouTube

Find it Fast: Market Questions

Mailbag
00:00—Intro
01:10—What are yield curve inversions?
04:36—What are credit spreads?
08:40—What is the impact of immigration on housing and fertility?
15:08—Expat life can I retire abroad?
18:53—What drives the stock market?
23:06—What do I need to know about private equity?

Bold Predictions
26:39—The Masters

If you enjoyed learning about the types of mailbag questions we receive, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.

Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY “Ruff”
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube

The post Your Top 6 Market Questions Answered appeared first on Global Wealth Advisors.

Picking Good Stocks: What Do You Look For?

square205 — Mon, 01 Apr 2024 20:15:42 +0000

If you’re invested in the stock market, how do you pick your stocks? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER Professionals Tom Kennedy and Kevin M. Curley, II discuss the different types of analysis when selecting stocks including technical vs fundamental analysis, qualitative vs quantitative analysis, and evaluating and identifying a process.

Watch the video podcast version on YouTube

Find it Fast: Picking Good Stocks

Individual Stock Picking
00:00—Intro
01:05—Technical analysis vs fundamental analysis
04:25—Qualitative vs quantitative analysis

Something or Nothing
19:03—Bond restructuring
21:52—If the economy is doing well at current rates, why change them?
24:41—What Texas can teach about housing?
27:58—Supplemental leverage ratio

If you enjoyed learning about the strategies for picking good stocks be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.

Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY “Ruff”
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube

The post Picking Good Stocks: What Do You Look For? appeared first on Global Wealth Advisors.

About Employer Stock Programs

square205 — Mon, 04 Mar 2024 18:24:18 +0000

Handcuffing employees to companies often occurs by granting employer stock. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER Professionals Tom Kennedy and Kevin M. Curley, II discuss the specifics around non-qualified stock-based compensation, employee stock purchase plans, and margin of safety involved with employer stock programs. They also cover the crypto rally* as well as high-yield savings accounts and why you should consider the tax implications of cash.

Watch it on our YouTube channel.

Find it Fast:

Employer Stock

00:00—Intro
01:09—Stock purchase plans
04:51—Tax loss harvesting
05:45—When to sell or diversify
08:24—Employee stock purchase plans

Central Bank Roundup
12:51—PCE number
15:57—Australia and New Zealand

Mailbag

19:53—Crypto*
21:31—High-yield savings account losses

*This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.

If you enjoyed learning about employer stock options, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.

Your Money Momentum podcast is produced by: Pamela Engstrom

Music by: PWISBY “Ruff”

Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube

The post About Employer Stock Programs appeared first on Global Wealth Advisors.

Stock Market Bias

square205 — Fri, 02 Feb 2024 17:56:13 +0000

Do you go into the market making investments based on what your friends and family are doing, or do you think you’re immune to influences? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER Professionals Tom Kennedy and Kevin M. Curley, II cover the various types of stock market bias you may not realize you have that can derail your portfolio. For additional information on bias, check out our guide on Avoiding Investment Bias.

Watch this episode on YouTube

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Stock Market Bias
00:00—Intro
01:19—Psychology of investing bias

Central Bank Roundup
11:37—Powell speaks

If you enjoyed learning about stock market bias, listen in to the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.

Your Money Momentum podcast is produced by: Pamela Engstrom

Music by: PWISBY “Ruff”

Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube

The post Stock Market Bias appeared first on Global Wealth Advisors.

Backdoor Roth IRA Rollover Strategy

square205 — Tue, 23 Jan 2024 21:12:39 +0000

If you have the option through your employer-sponsored retirement plan to make non-deductible contributions to an IRA after you max out your 401(k) limits, you may be able to use the Backdoor Roth IRA rollover strategy. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER Professionals Tom Kennedy and Kevin M. Curley, II cover the specifics. We also discuss long-standing financial trends, the potential for a Eurozone downturn, and emerging markets debt.

Watch the video podcast version on YouTube

Find it Fast: Backdoor Roth IRA Rollover

Backdoor Roth Strategy
00:00—Intro
1:30—New contribution limits
2:50—After-tax backdoor rollover to Roth IRA for income-restricted investors
8:15—Step rule transaction

Headlines
12:50—Are long-standing financial trends like the 0% interest rates over?
15:00—Is the Eurozone headed for another downturn?
17:02—Emerging markets debt issuance hits a record
19:37—DeepMind using AI to reduce drug development times

Review and Outlook
21:55—Review bold prediction that S&P 500 nearly hit 5,000
22:10—How the market changes during an election year
27:01—Are we currently in a recession?

Listen in to the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.

Your Money Momentum podcast is produced by: Pamela Engstrom

Music by: PWISBY “Ruff”

Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube

The post Backdoor Roth IRA Rollover Strategy appeared first on Global Wealth Advisors.

End-of-Year Planning

square205 — Tue, 21 Nov 2023 18:18:14 +0000

At this point, you’re probably wondering if the Fed is shooting darts, or if they actually know what they are doing when it comes to interest rates. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER Professionals Tom Kennedy and Kevin M. Curley, II cover the Fed, Japanese equities, and dig into some end-of-year planning strategies.

Watch the video podcast version on YouTube

Find it Fast: End-of-Year Planning

Central Bank Roundup:
00:00—Intro
02:00—Will the Fed hike again? Is the Fed shooting darts?
06:58—Bank of Japan and Japanese equities

Role Play:
10:44—JP Morgan Jamie Dimon
13:05—ARK Invest Cathy Wood
14:48—Open AI Sam Altman
17:12—Stephen A. Schwarzman
19:23—Venture Capital and Mark Anderson

Five Good Minutes: Taxes and end-of-year planning
21:17—Tax loss harvesting
23:50—Charitable giving
25:36—Pre-tax accounts like 401(k) and IRA
27:27—Changes for 2024

This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.

Listen in to the Your Money Momentum podcast published twice monthly. If you like this end-of-year planning episode, check out our previous show Open Enrollment Tips, or watch our latest video session on YouTube at Your Money Momentum.

Your Money Momentum podcast is produced by: Pamela Engstrom

Music by: PWISBY “Ruff”

Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube

The post End-of-Year Planning appeared first on Global Wealth Advisors.

Cash is King

square205 — Thu, 14 Sep 2023 21:00:11 +0000

If cash is king, what do you do with it? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER Professionals Tom Kennedy and Kevin M. Curley, II discuss what to do with your cash. Listen in as they dig into money market accounts, treasury bills, CDs, and municipal bonds. They also answer your questions about the future of bank failures, how political seasons affect the market, and the best books for beginners. Here are some links to the books mentioned if you want some good reads for younger family members this holiday season:

Rich Dad Poor Dad
Liar’s Poker
Simple Wealth Inevitable Wealth
The Big Short

Watch it on YouTube

Find it Fast: Cash is King

Central Bank Roundup:
00:00—Intro
01:58—Rates, core inflation and spending
05:15—Jobs numbers
08:50—Strength of the dollar

Cash is King in Five Good Minutes (OK, 11 minutes):
09:09—Money market rates
14:38—What is a duration risk
16:51—CDs and municipal bonds

Mailbag:
20:43—Will there be more bank failures?
22:43—How do political seasons affect the markets?
24:12—What are the best investing books for beginners?

Listen in to the Your Money Momentum podcast published twice monthly. If you like this Cash is King episode, check out our previous show Building an Efficient Income Stream or watch our latest video session on YouTube at Your Money Momentum.

Your Money Momentum podcast is produced by: Pamela Engstrom

Music by: PWISBY “Ruff”

Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube

The post Cash is King appeared first on Global Wealth Advisors.

College Update

square205 — Thu, 11 May 2023 18:04:02 +0000

Do you wear a suit or not? College students in graduation mode are wondering how they will move up in their first job. In this college update episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER Professionals Tom Kennedy and Kevin M. Curley, II offer advice to new grads entering the workforce. They also dig into a few market headlines, and Nostra-Thomas makes a comeback with some sage opinions about the cost of college tuition, cows, and fake meat. Finally, they round out the show by hitting the mailbag and answering your questions.

Watch the video episode on YouTube.

Find it Fast: College Update

College Update:
00:00—Intro
01:18—New grads and jobs

Headlines:
07:06—More bank failures
12:24—Do the pros outperform the market?

Nostra-Thomas:
16:16—College board claims tuition is falling
18:30—How low will the volatility index (VIX) go?
20:11—Does fake meat have legs or is it just a fad?
23:09—KRE, selloffs, and regional banks

Mailbag:
25:10—Boardgames
27:15—Ladder CDs
29:53—Outro

If you’re interested in the monetary value of certain degrees, check out our next podcast on the value of a college education.

Listen in to the Your Money Momentum podcast published twice monthly. If you like this episode, check out our previous podcast Paying Your Fair Share, or watch our latest video session at Your Money Momentum.

Your Money Momentum podcast is produced by: Pamela Engstrom

Music by: PWISBY “Ruff”

Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube

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